Taxi Office, Public, Employers & Contingency Liability Scheme

To ensure you get the right level of cover needed to operate legally, we provide a specific scheme that provides the required Public &/or Employers Liability cover.

• Cover up to £10M
• School contracts
• Operators
• Single owner-drivers
• Combined PL/EL cover

Contingency Liability can also be added for the Bona-Fide sub contracted drivers as well as the self-employed drivers.

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This cover is designed for school contracts, for operators and/or for single owner-drivers. It is able to provide personal liability whilst passengers are still in your care, custody, and control, and when out of your taxi up to £10M – twice the required stated by the DVA (Driver and Vehicle Agency).

Why Do You Need Public Liability and Employer Liability Insurance?

The “Taxi Operator Handbook” Version TOL2, issued by the DVA states under section 5.8 Insurance, that from November 2012:

“Where an operating centre (depot) has public access, evidence of public liability insurance of at least £5,000,000 must be provided in respect of the licensed operating centres. Similarly, where staff are employed at the taxi operating centre, the operator must provide evidence of employers liability insurance.”